An Outline of the Differences between Home Warranty and Appliance Warranty

While it comes to purchasing a new home, you may assume that as it came with the latest appliances, which you don’t have to worry about repair-wise. But, brand new things never mean infallible. This just means newly manufactured or never used before. But the thing is that even the latest appliances and home systems fall short sometimes and usually these malfunction at the most inconvenient, oddest times. It is true whether you are in a brand new home or in a home where you are living in for years.

This is the place where the question arises: whether to invest in the best appliance warranty or home warranty to protect the appliances and systems inside the home? Here are some details:

According to the record, the home warranty is similar to the home service contract or home service plan. So, here the main catch is to find out the things that are covered under a home appliance warranty and a home warranty.

The home warranty mainly covers all the major systems within the home, to be really specific, the standard items, which are included whenever a new home is developed like:

  • Ceiling fans
  • AC
  • Doorbell
  • Central vacuum
  • Heating
  • Garbage disposal
  • Electrical
  • Water heater
  • Plumbing

On the contrary, the home appliance warranty, mainly covers all the additional appliances within the home. To be very specific, optional items, which people mainly purchase after moving into the new home like:

  • Clothes washer
  • Clothes dryer
  • Microwave
  • Dishwasher
  • Garage door openers
  • Refrigerator
  • Trash compactor

Apart from these, there are some other differences too:

  • The home warranty service ensures that the homeowner gets faster service from the certified technicians and with this service, the homeowners can also get their systems or appliances repaired or replaced faster than the conventional extended warranty. This is also true in case of inexpensive home warranty. But the appliance warranty doesn’t promise anything like that.
  • Working with the home warranty company is actually very much hassle free as the experts of these companies take all the burdens on them. But with a conventional extended warranty on the gadgets and appliances, the entire burden will be on you.

Considering the differences between two plans, these days, the majority of the service providers offer combination plans where the homeowners can get coverage for both the home appliances and systems.